Job vacancy Credit Analyst

·         Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.

·         Analyze applicants' financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.

·         Evaluate and advice on client’s ability to pay based on analysis of their finances.

·         Obtain credit information from credit institutions and references.

·         Respond to client inquiries regarding applications for credit and credit transactions.

·         Process approved loans for disbursement.

·         Generate customer feedback on loan applications.

·         Undertake business and home visits to validate applications.

·         Review and update credit and loan files.

·         Undertake data entry on approved loans.

·         Undertake timely valuation renewals after contract expiry.

·         Continuous professional development to keep up with current industry trends.

·         Prepare and submit timely reports and information for decision-making

Key Requirements Skills, experience and qualification

·         Bachelor is Degree in Business, Accounts, Finance, or related from a recognized institution.

·         Professional Credit or Accounting qualifications is an added advantage.

·         Minimum of two (2) years practical experience in banking with proven result-oriented track record in credit.

·         Proficiency in ICT with strong MS Office and internet ability

·         Ability to interpret Financials and make sound decisions out of it

·         Analytical and keen to details

·         High degree of accuracy and attention to detail.

·         Good communication skills and customer service oriented